Last night, I sat down, took Sheila's advice, and planned multiple outfits for multiple weather circumstances.
And then I didn't have time to check the weather before I left for the day. Let me tell you... 30 and humid (forecasted) is much different than 22 and windy (observed). Needless to say, I was cold. All day. I was warming my hands on the vents of my laptop.
I did, however, throw some accessories in my bag on the way out the door. I wish the chain I'd grabbed was longer, and that I'd remembered a belt, but all together, Monday didn't completely fail!
(Also, I need to learn how to do stuff with the white balance).